Thank you for showing your interest in www.speqresearch.com. Please read these Terms of Service carefully as they constitute a legal agreement between you ("User") and GROEN RESEARCH SOLUTIONS LLP. GROEN RESEARCH SOLUTIONS LLP owns and controls this website, www.speqresearch.com ("Website/SPEQ Research"), as well as the domain name. GROEN RESEARCH SOLUTIONS LLP is a registered SEBI Research Analyst (Registration No.INH000015075) under the SEBI (Research Analysts) Regulations, 2014. By accessing or using the Website and/or any related mobile or software applications (collectively the "Sites"), accessing or using the content, information, services, features, or resources available or enabled through the Sites, including but not limited to information delivery through the Sites whether existing now or in the future that link to these Terms of Use (collectively with the Sites, the "Service"), however accessed or used, the User: (1) agrees to be bound by the Terms of Use; (2) These Terms of Service have an impact on the User's legal rights and obligations. Except as otherwise provided herein, the User may not access or use the Service if he or she does not agree to be bound by these Terms of Use. Please keep in mind that GROEN RESEARCH SOLUTIONS LLP reserves the right to change these Terms of Service at any time and without prior notice to the User ("Updated Terms").

1. Information and materials on this website may be used:

The products and services mentioned on this website are only provided by GROEN RESEARCH SOLUTIONS LLP(under the brand name "SPEQ Research") in jurisdictions where doing so is lawful. The only authority to decide who is eligible to subscribe to any of the Services remains with GROEN RESEARCH SOLUTIONS LLP. Nonetheless, you are allowed to download the content from this website for your own personal use as long as you keep all applicable intellectual property legends. We do not guarantee or represent that your use of any materials on this website won't violate the rights of third parties that are not related to or owned by GROEN RESEARCH SOLUTIONS LLP. It is made clear that unjustified alteration of the data and information contained within the website's content as well as limitless or wholesale reproduction, copying, or duplication of the content for commercial purposes are not permitted. When you register for the service, GROEN RESEARCH SOLUTIONS LLP may store the data you supply and give aggregate statistical data about users to prospective advertisers and other third parties. Your information may be used by GROEN RESEARCH SOLUTIONS LLP to notify you about additional publications, goods, and services. Your name, address, phone number, email address, and any other particular personal information won't be shared with anyone else besides GROEN RESEARCH SOLUTIONS LLP and its affiliates without your permission. Any information that, in our sole judgement, violates or is claimed to violate any law or either the spirit or language of these conditions of use may be removed or edited.

2. Intellectual Property:

GROEN RESEARCH SOLUTIONS LLP and any other third party own the content and information contained within our Website or delivered to you in connection with your use of our Website (where applicable). The trademarks, trade names, and logos (collectively, "Trade Marks") used and displayed on our website include both our registered and unregistered Trade Marks, as well as those of third parties. Nothing on our Website should be interpreted as granting any license or right to use any Trade Marks displayed on it. On our Website, we retain all proprietary rights. Users are not permitted to use the same without the prior written consent of GROEN RESEARCH SOLUTIONS LLP or such other third parties. Without the prior written consent of GROEN RESEARCH SOLUTIONS LLP, no part of the materials on this Website may be modified, reproduced, stored in a retrieval system, transmitted (in any form or by any means), copied, distributed, used for creating derivative works, or used in any other way for commercial or public purposes.

3. Maintaining Confidentiality:

You also acknowledge that the Website may contain information that we have designated as confidential, and that you will not disclose such information without our prior written consent. Your information is considered confidential and will not be disclosed to any third party except as specified in this and any other terms of use applicable to our website. You will not, directly or indirectly, disclose information about the Services, products and our strategies including the features or benefits of the software, screenshots, or any other related content or information, to any third party in any media or in any manner, and will keep all such information confidential, subject to any disclosure required by law, court order, or any government or regulatory authority. You may not make any public announcement, press release, or communication about these Terms of Service without the prior express written consent of GROEN RESEARCH SOLUTIONS LLP.

4. Eligibility:

The User of this Website certifies and acknowledges that they are a natural or legal person who has reached majority age (18 years age and 21 years in case a guardian is appointed). The Indian Contract Act, 1872 prohibits some individuals, such as those who are of unsound mind or who have un-discharge insolvents from entering into legally enforceable contracts. These individuals are not permitted to use the website. GROEN RESEARCH SOLUTIONS LLP may, at any time, in its sole discretion, with or without prior notice, delete the User's profile and any content or information posted by the User on the Website and/or prohibit the User from using or accessing the Website if the User violates any of these terms or otherwise violates an agreement entered into through the medium of the Website. This includes, without limitation, if GROEN RESEARCH SOLUTIONS LLP believes that you have not reached the age of Majority

5. Termination & Refund Policy:

We adhere to a no-refund rule. The payment cannot be reimbursed after it has been made. All orders are final, and we reserve the right to decide how to handle any disagreements or cancellations. Please be aware that payments paid for our services are neither refundable nor cancellable. The user acknowledges, represents, and certifies that they have read and comprehended our Terms & Conditions of Use and Privacy policy, both of which are available on the website, by making a payment. Before subscribing, please review the stocks we recommend to our subscribers and the website's performance if you want to assess the potential of our services. All Payment Transactions processed through the Service by the Buyer are non-refundable and non-reversible by the Buyer, unless otherwise specified in these Terms of Use or as mandated by law.

At our sole discretion, we reserve the right to grant refunds or credits. We are not obligated to give the same or a comparable refund in the future even if we issue a refund or credit. Offers, promotions, and subscription fees are all subject to change. Your order will be subject to the terms and conditions that are in place at the time of ordering it, as well as the price that is being placed.

6. Other website links and non-transferable:

There may be links to other websites on www.speqresearch.com. These websites are not examined, monitored, or reviewed by GROEN RESEARCH SOLUTIONS LLP for trustworthiness or accuracy; as a result, GROEN RESEARCH SOLUTIONS LLP disclaims all liability with regard to the information, accuracy, and viewpoints expressed therein. Any connected website's inclusion on GROEN RESEARCH SOLUTIONS LLP does not constitute our endorsement or support of the linked website. You do it at your own risk if you decide to leave GROEN RESEARCH SOLUTIONS LLP and visit these outside websites.

You are not permitted to assign your use of GROEN RESEARCH SOLUTIONS LLP. Any password or other access privilege granted to you to access information, content, documents, or messages (through email or SMS on a mobile device) is non-transferable. Any violation of the same will be regarded as a breach of these Conditions of Use, and the account will be immediately terminated without a prorated return of the active subscription.

7. Alerts:

By using this website, you are deemed to have given your consent to receiving calls, autodialed and/or pre-recorded message calls, SMS, from us or our vendors, at any time, on the telephone number / contact information that has been provided by you, even if the contact number you have entered is on DND (Do not disturb). We reserve the right to contact the User via voice call or SMS at the contact number provided by the User at the time of registration or reservation to provide confirmation of the User's inquiry, booking confirmation, cancellation, payment confirmation, schedule change, or any other relevant information. We might also get in touch with you to ask questions about your query or to get more information about it. Your agreement to receive SMSs from us and our vendors whenever we see fit is also implied by your usage of our website. This permission to be contacted covers calls for informational purposes as well as calls for marketing and promotional objectives, among other things.

The rules of the Department of Telecom (DOT) and the Telecom Regulatory Authority of India (TRAI), as well as the terms and conditions of any third-party merchants whose services GROEN RESEARCH SOLUTIONS LLP may use, will apply to our SMS notifications. Even if your phone number is listed in the Do Not Disturb (DND) registry, you agree to let us send you SMS alerts by signing up for them. No returns are committed, guaranteed, assured, or promised based on our recommendation. You only take decisions depending on how much risk you can personally tolerate and how the stock market appears to you. You hereby give your unconditionally consent that such communications via SMS and/or voice call are (a) made at your request and with your consent, (b) transactional and not a "unsolicited commercial communication" as per the rules of the Telecom Regulation Authority of India (TRAI), and (c) in accordance with the applicable rules of the TRAI or such other authority in India and abroad. We send out all of our recommendation either by SMS/email/app notification. Only the infrastructure of the vendor and the network of the recipient determine whether an SMS is delivered to a national or international number. We won't be held liable if the SMS is delivered late or not at all.

You hereby agree and promise to hold us harmless from any losses or damages incurred by us as a result of any actions taken by TRAI, Access Providers (as per TRAI regulations), or any other authority due to any false complaint raised by you against us with respect to the aforementioned intimations, or due to a wrong number or email address being provided by you for any reason at all.

8. Indemnification:

You agree to indemnify, save, and hold GROEN RESEARCH SOLUTIONS LLP, its affiliates, contractors, employees, officers, directors, agents, and third-party associates, licensors, and partners harmless from and against any and all claims, losses, damages, and liabilities, costs and expenses, including without limitation legal fees and expenses, arising out of or related to your use or misuse of the services or the Website, any violation of these Terms of Use by you, or any breach of the representation. GROEN RESEARCH SOLUTIONS LLP reserves the right to assume the exclusive defence and control of any matter for which you are required to indemnify GROEN RESEARCH SOLUTIONS LLP, including the right to settle, at your expense, and you agree to cooperate with GROEN RESEARCH SOLUTIONS LLP in the defence and settlement of these claims. When GROEN RESEARCH SOLUTIONS LLP becomes aware of a claim, action, or proceeding brought by a third party that is subject to the foregoing indemnification, he will use reasonable efforts to notify you.

9. No Warranty:

The accuracy, completeness, and timeliness of the news and information made available through the Service are not guaranteed by GROEN RESEARCH SOLUTIONS LLP or its affiliates. You agree that using any such news, statements, or other information at your sole discretion is at your own risk.

You agree not to rely on any information or other content made available through the Service without conducting your own independent research and using your own business judgement. GROEN RESEARCH SOLUTIONS LLP does not guarantee the accuracy of the information made available through the Service. Inaccuracies or delays in the information or other content made available through the Service, as well as any actions done in reliance thereon, are not the responsibility of GROEN RESEARCH SOLUTIONS LLP or any of its data or content suppliers. Nothing in this document should be taken as a recommendation to buy or sell any securities, nor is there any implied or intended offer on our part to sell or buy any securities. Before making an investment or placing an order with their trading member, NRI Users must verify that the stocks we recommend are not on the RBI's list of prohibited securities.

10. Severability:

The remaining provisions of these Terms & Conditions of Use shall remain valid and enforceable in accordance with their terms even if one or more of them are declared invalid or unenforceable by a court order or decision.

11. Recommendations, Conflicts, and Complaints:

Customer Support should be contacted first at support@speqresearch.com with any suggestions or grievances.

12. Privacy Principles:

Our Conditions of Use and our Privacy Policy, both of which are subject to change from time to time, should be read together.

13. Statutes that apply:

The laws of India apply to your use of this website and any Terms & Conditions. The Bangalore(Karnataka-India) courts will have sole jurisdiction over any issues resulting from using the website.

14. Additional:

GROEN RESEARCH SOLUTIONS LLP maintains the right to add, change, modify, remove, replace any of the contents, columns, or sections whole or in part with any other contents, columns, or parts, whether or not they are comparable, or to withdraw it altogether without prior notice. In the event of a disagreement with any party, our decision shall be final and binding.

Most Important Terms and Conditions (MITC)
[Forming part of the Terms and Conditions for providing research services]

1. These terms and conditions, and consent thereon are for the research services provided by the Research Analyst (RA) and RA cannot execute/carry out any trade (purchase/sell transaction) on behalf of, the client. Thus, the clients are advised not to permit RA to execute any trade on their behalf.
2. The fee charged by RA to the client will be subject to the maximum of amount prescribed by SEBI/ Research Analyst Administration and Supervisory Body (RAASB) from time to time (applicable only for Individual and HUF Clients).
   Note:
   2.1. The current fee limit is Rs 1,51,000/- per annum per family of client for all research services of the RA.
   2.2. The fee limit does not include statutory charges.
   2.3. The fee limits do not apply to a non-individual client / accredited investor.
3. RA may charge fees in advance if agreed by the client. Such advance shall not exceed the period stipulated by SEBI; presently it is one quarter. In case of pre-mature termination of the RA services by either the client or the RA, the client shall be entitled to seek refund of proportionate fees only for unexpired period.
4. Fees to RA may be paid by the client through any of the specified modes like cheque, online bank transfer, UPI, etc. Cash payment is not allowed. Optionally the client can make payments through Centralized Fee Collection Mechanism (CeFCoM) managed by BSE Limited (i.e. currently recognized RAASB).
5. The RA is required to abide by the applicable regulations/ circulars/ directions specified by SEBI and RAASB from time to time in relation to disclosure and mitigation of any actual or potential conflict of interest. The RA will endeavor to promptly inform the client of any conflict of interest that may affect the services being rendered to the client.
6. Any assured/guaranteed/fixed returns schemes or any other schemes of similar nature are prohibited by law. No scheme of this nature shall be offered to the client by the RA.
7. The RA cannot guarantee returns, profits, accuracy, or risk-free investments from the use of the RA's research services. All opinions, projections, estimates of the RA are based on the analysis of available data under certain assumptions as of the date of preparation/publication of research report.
8. Any investment made based on recommendations in research reports are subject to market risks, and recommendations do not provide any assurance of returns. There is no recourse to claim any losses incurred on the investments made based on the recommendations in the research report. Any reliance placed on the research report provided by the RA shall be as per the client's own judgement and assessment of the conclusions contained in the research report.
9. The SEBI registration, Enlistment with RAASB, and NISM certification do not guarantee the performance of the RA or assure any returns to the client.
10. For any grievances,
    Step 1: the client should first contact the RA using the details on its website or following contact details:
    

    Contact Person Name	Contact No.	Email-ID	Working hours when complainant can call (Mon-Fri) except holidays
    Mr. Mohit Kumar	+919008468015	grievance@speqresearch.com	9:30 am to 5:30 pm

    
    Step 2: If the resolution is unsatisfactory, the client can also lodge grievances through SEBI's SCORES platform at www.scores.sebi.gov.in
    Step 3: The client may also consider the Online Dispute Resolution (ODR) through the Smart ODR portal at https://smartodr.in
    
11. Clients are required to keep contact details, including email id and mobile number/s updated with the RA at all times.
12. The RA shall never ask for the client's login credentials and OTPs for the client's Trading Account Demat Account and Bank Account. Never share such information with anyone including RA.